Pre-Offer Checklist

Know exactly what to check before you go unconditional. Everything your solicitor won't remind you — in one practical NZ guide.

Written for NZ buyers Covers LIM, title, finance & more PDF emailed instantly One-time $9.95

What's Inside

Your Buying TimelineFrom open home to settlement — what to do and when
KiwiSaver & First Home GrantEligibility, timeframes and how to apply
LIM ReportWhat to look for and red flags to watch
Title SearchEasements, covenants, caveats and what they mean
Finance ConditionsHow to protect yourself before going unconditional
Building InspectionWhen to get one and how to use the findings
Home InsuranceWhat to arrange and when
OIA ConsiderationsOverseas Investment Act — do you need consent?
Due DiligenceHow to use it and when it makes sense
Settlement ChecklistFinal checks before you go unconditional
Key Questions to AskAgent, solicitor, bank and KiwiSaver provider

Pre-Offer Checklist

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What the Checklist Covers

Buying Timeline

Step-by-step from open home to keys — with timeframes for every stage

KiwiSaver

First home withdrawal, First Home Grant and how to apply in time

LIM Report

Council records, consents, zoning, flooding — what to check and flag

Title & Ownership

Freehold vs leasehold, easements, covenants and caveats explained

Finance & Insurance

Formal approval, valuation, insurance — what your bank actually needs

Settlement Checklist

Final pre-unconditional checks — deposit, insurance, rates and more

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